"The ultimate in personal responsibility is taking control of one's own personal and business affairs; and guiding the family’s values and legacy for future generations" 

Our current global economic conditions are unprecedented. Even families of significant wealth are looking for ways to stabilize their investments, protect them from further disastrous declines; and, secure their legacy for generations.   

"...while financial institutions, private bankers, legal, accounting, and other financial-service providers serve the wealthy...these corporate elites have proven that they are really only focused on their own business and the creation of wealth for their shareholders...certainly NOT the creation of wealth for the average family of modest means. In fact, the practices of some are predatory; and many lack the knowledge and wisdom to guide families in the building of wealth and a family legacy..."  

Since antiquity, the "Family Office" has proven to be the ultimate option for a family desiring to take control of their finances and family legacy. No other option allows for such total control, privacy and customization. Yet, due to the multiple considerations, tax implications, hiring, technology sourcing, and other actions required, families have a very difficult time establishing a "family office"on their own; and, the technology can be cost-prohibitive for even a wealthy family.

If this is true for even the wealthiest of families...how then does today's average family, overwhelmed with debt in a declining stock and real estate market, have even a chance of building wealth for future generations?